Tampa, Florida, Foreclosure Defense Lawyers
You're in over your head. Your mortgage is underwater. You may be feeling like there is nothing you can do to save your home. At a difficult time like this, it is in your best interest to have an experienced foreclosure defense lawyer looking out for you and your family, depending on your goals.
I founded the law firm of Lynette Silon-Laguna, P.A., in 1997 to provide people in Tampa, Florida, and the surrounding areas with the personalized service and skilled representation they need to effectively resolve their important legal issues.
Have you been served a foreclosure notice? You have options. To discuss your options with one of my experienced foreclosure defense attorneys, call 813.672.1900 today for a free initial consultation.
What Can My Firm Do for You?
My team of experienced lawyers and knowledgeable legal staff are ready to help you explore your foreclosure defense options.
After filing a foreclosure notice, banks are required to follow very specific guidelines. My firm attorneys will make sure you understand all of your options and explore every possible foreclosure defense, including, but not limited to:
- Improper assignment of your mortgage from one lender to another.
- Violations of the Truth in Lending Act.
- Failure to include required documents, such as a copy of the original mortgage or mortgage assignment, if any.
- Acceleration clause in the mortgage that requires the lender to take certain steps prior to filing for foreclosure.
These defenses may be able to be rectified by the lender and, thereby, preclude termination of the foreclosure action; however, they can delay the foreclosure action long enough for you to sell your house, refinance or modify the loan, obtain a forbearance agreement or a Deed in Lieu of Foreclosure, or stay in the house long enough to find alternative housing without making a mortgage payment.
If those foreclosure defense options do not work in your case to stop foreclosure, another option is to file for Chapter 13 bankruptcy. This should be considered only if you will have the ability to make the payments ordered by the Court, which will include a prorated past-due payment as well as a current monthly payment.
Time Is Running Out
It is important to contact my firm as soon as possible if you have been served with a foreclosure petition. Under Florida law, as you only have 20 days to respond to the petition, it is critical to discuss your legal options with one of my attorneys to avoid a default on your foreclosure action.
Contact Us
If you have questions regarding divorce, family law, bankruptcy or foreclosure defense, contact Lynette Silon-Laguna, P.A. We provide a free initial consultation, accept MasterCard and Visa, and charge reasonable and competitive rates. Furthermore, we have a highly qualified staff of legal assistants and associate attorneys, including a Spanish-speaking associate attorney.
Our office is conveniently located in the Brandon/Riverview area on Highway 301 South directly off of Interstate 75 near the intersection of Bloomingdale Avenue. Contact our firm by email or call 813.672.1900. We will respond immediately!
