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Category Archives: debt

Is it necessary to file for bankruptcy?

By Lynette Silon-Laguna |

Whether or not you must file for bankruptcy depends on your situation. If your get behind in your credit card debt or other unsecured debt then the creditor can sue you to get a judgment against you for the amount of the debt, plus interest, penalties and attorney fees. You will know when you… Read More »

Financial Hardship and Bankruptcy: Don’t use exempt from creditor assets to pay current debts.

By Lynette Silon-Laguna |

Financial hardship can occur at anytime. No matter how secure your financial situation may presently be, you never know what the future may bring. Job security is an oxymoron. Your position may become outdated because of new technology, your position may be outsourced overseas, or the company you work for may suffer its own… Read More »

Are people who file for bankruptcy “using the system”?

By Lynette Silon-Laguna |

As a bankruptcy attorney, I was asked by a criminal law attorney whether I thought people were acquiring debt with the intention of discharging it in bankruptcy. I assured this attorney that this was NOT the case. The overwhelming majority of clients we have had and have are devastated by having to file for… Read More »

Reasons to Delay or Speed Up Your Bankruptcy Filing

By Lynette Silon-Laguna |

There are many factors to consider when deciding when you should file for bankruptcy. Here are a few common reasons for delaying or speeding up a bankruptcy filing. Reasons to Delay a Bankruptcy Filing Your income recently decreased. One good reason to delay a filing is if your income over the last six months… Read More »

All Family Law Group, P.A.
The law firm of All Family Law Group, P.A. provides legal services to the cities of Tampa, Clearwater, Brandon, Riverview, Valrico, Gibsonton, Lithia, Mango, Palm River, Plant City, Seffner, Sun City Center, Apollo Beach, Ruskin, Temple Terrace, Carrollwood, Thonotosassa, Lutz, Fish Hawk, MacDill Air Force Base, and Hillsborough County, Pasco County and Pinellas County.

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