Tampa, Florida, Chapter 13 Bankruptcy Lawyers.
Tampa, Florida—Hillsborough County—Brandon, Florida—Riverview, Florida
Chapter 13 personal bankruptcy protection offers legal and financial advantages that often surprise and even astonish people in need of debt relief. The term "bankruptcy" can invoke thoughts and images of a mass sale of property and this may happen in a Chapter 7 bankruptcy. In Chapter 13 bankruptcy, no property is lost.
Instead, Chapter 13 bankruptcy allows individuals and families facing serious cash flow issues to reorganize debt under the supervision of a court. All property is retained and in three to five years, the debtor emerges from bankruptcy with significantly reduced debt.
Are you interested in investigating your bankruptcy options, and wish to retain your property? Call or email the experienced bankruptcy lawyers of Lynette Silon-Laguna, P.A. Call 813.672.1900 to discuss Chapter 13 bankruptcy at a no-charge initial consultation.
Members of my attorney and legal assistant team are skilled and experienced in managing Chapter 13 bankruptcy proceedings. We can work with you to reduce your debt while protecting all of your property, ranging from homes, cars and bank and retirement accounts to jewelry, boats and family businesses.
Eliminate Debt. Retain Property.
Chapter 13 bankruptcy reorganizes your debt payments under a repayment plan so that each creditor receives a portion of the money owed. Once your debt is satisfied consistent with your bankruptcy plan, remaining debt is forgiven and your debt is reduced.
Because payments continue through Chapter 13 bankruptcy proceedings, the court requires that you have "disposable" income with which to make the payments. Non-disposable income will be left with you to pay for living expenses. Some debt cannot be eliminated in chapter 13 bankruptcy, including taxes, spousal support payments, child support payments and house payments.
Contact Us
If you have questions regarding divorce, family law, bankruptcy or foreclosure defense, contact Lynette Silon-Laguna, P.A. We provide a free initial consultation, accept MasterCard and Visa, and charge reasonable and competitive rates. Furthermore, we have a highly qualified staff of legal assistants and associate attorneys, including a Spanish-speaking associate attorney.
Our office is conveniently located in the Brandon/Riverview area on Highway 301 South directly off of Interstate 75 near the intersection of Bloomingdale Avenue. Contact our firm by email or call 813.672.1900. We will respond immediately!
