Tampa Bay Bankruptcy Attorneys Aid with Debt Relief and Foreclosure Help
There are many reasons why people find themselves in financial distress. A serious injury or illness can result in prohibitively expensive medical bills, or an extended period of unemployment can cause all the household bills to pile up with no way to pay for them. For some, a divorce and the distribution of the home and other property can deal a crippling blow to one’s personal finances. Others may have bought more home than they could afford or been talked into an adjustable rate mortgage they didn’t understand, only to see the value of their home plummet in the housing market collapse while the mortgage interest rate reset and skyrocketed. Some may simply not have learned how to budget and manage their finances effectively. With credit card interest rates at 25% and higher, it doesn’t take too long once you fall behind before you feel like you can never catch up.
In all of these scenarios, bankruptcy provides an effective way to deal with unmanageable debt. With Chapter 7, you can wipe the slate clean and make a fresh start virtually debt-free. With Chapter 13, you can save your home from foreclosure and catch up on your bills over time without being harassed by bill collectors. The bankruptcy attorneys at All Family Law Group help people in Tampa, Clearwater, and throughout the Tampa Bay area and Hillsborough County find the solution that is right for them. We are experienced in the complexities and finer points of filing Chapter 7 or Chapter 13, as well as Chapter 11 for business reorganization and sometimes for consumers, or Chapter 12 for family farms or fishermen on the brink of insolvency.
Save Your Home From Foreclosure
If you cannot keep up with your mortgage payments, we may be able to help you with a Chapter 7 or Chapter 13 bankruptcy. Not only can a bankruptcy help free up your disposable income, but there are specific things you can do in bankruptcy to save your home, like obtain a loan modification or strip away a second or third mortgage. We can also help you with alternatives outside of bankruptcy, such as negotiating a short sale or a deed in lieu of foreclosure with the bank. Of course, we will analyze your entire situation and if there is evidence that you have been a victim of predatory lending or wrongful foreclosure, we can provide a strong and effective defense to the foreclosure in court.
Click on any of the topics below for more information about how we can help you with bankruptcy and debt relief or foreclosure defense.
- Bankruptcy Tampa Bay
- Bankruptcy FAQs
- Chapter 11 and Chapter 12 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 13 Bankruptcy Modification of Mortgage
- Chapter 7 Bankruptcy
- Chapter 7 Bankruptcy Exemptions and Non-Dischargeable Debt
- Discharging Student Debt in Bankruptcy
- Fraudulent Transfers and Bankruptcy Fraud
- Mortgage Loan Modification vs. Bankruptcy
- Stripping a Second Mortgage in Bankruptcy
Let Our Tampa Bankruptcy Attorneys Help You Succeed
Bankruptcy protection is recognized in the U.S. Constitution, and throughout our nation’s history some of our most famous and successful citizens have filed for bankruptcy at some point in their lives and gone on to accomplish great feats, from running national corporations to serving as President of the country. If you are struggling with runaway debt, don’t let it ruin your life. Let the lawyers at All Family Law Group help you get back on your feet and take control of your finances. Call 813-321-3421 for a free consultation, or contact us online to schedule an appointment with a knowledgeable and experienced Tampa bankruptcy attorney.