Author Archives: Lynette Silon-Laguna
The Divorce Process in a Nutshell
The length and what is involved in the divorce process depends upon the parties involved. Furthermore, if you or your husband or wife is in the military, there may be issues involved such as military retirement, special residency requirements, requirements of service on an active duty spouse. There are those who can agree on a settlement of… Read More »
UPDATE: Alimony Reform 2013
On May 3rd, the 2013 Legislative Session ended without any reform to alimony laws. Governor Rick Scott vetoed SB718 and announced his decision in a letter dated May 1, 2013, to the Senate President, Don Gaetz. In the letter, Governor Scott concluded that “I cannot support this legislation because it applies retroactively and thus… Read More »
Proposed Alimony Reform 2013
Alimony Reform Bill, SB 718 was passed 29 to 11 by the Florida Senate on April 4, 2013. It will move to the House and if passed, it will likely be signed into law by the Governor. What follows is a summary of the present law enacted in 2010 and highlights of the changes proposed in the… Read More »
Is it necessary to file for bankruptcy?
Whether or not you must file for bankruptcy depends on your situation. If your get behind in your credit card debt or other unsecured debt then the creditor can sue you to get a judgment against you for the amount of the debt, plus interest, penalties and attorney fees. You will know when you… Read More »
Pets Matter in Divorce
Why Pets Matter In A Divorce Saturday, November 17, 2012, 3:18:24 PM | Silvana D. Raso Many pet owners treat their pets as if they are their own children, whether it be a dog, cat, turtle or gerbil. For these owners, the pet is an integral part of the family. But owner beware:… Read More »
Financial Hardship and Bankruptcy: Don’t use exempt from creditor assets to pay current debts.
Financial hardship can occur at anytime. No matter how secure your financial situation may presently be, you never know what the future may bring. Job security is an oxymoron. Your position may become outdated because of new technology, your position may be outsourced overseas, or the company you work for may suffer its own… Read More »
Modification of Child Support in Florida
If you are paying or receiving child support, then it is important for you to know that if you or the other parent has a substantial change in circumstances, you must file a Supplemental Petition for Modification of Child Support immediately upon the change. This applies to those who are residing in and out… Read More »
Modification of Mortgage in Chapter 13 Bankruptcy
There are many mortgage borrowers struggling to make their monthly loan payments and falling behind in their payments. The Tampa Division of the Florida Middle District Bankruptcy Court has devised a mortgage bailout program formally named a mortgage modification mediation program under Chapter 13 bankruptcy. This program is intended to help borrowers to obtain a modification of their mortgage or… Read More »
IRS TAX TIP 2012-08: Don’t be Scammed by Cyber Criminals
The Internal Revenue Service receives thousands of reports each year from taxpayers who receive suspicious emails, phone calls, faxes or notices claiming to be from the IRS. Many of these scams fraudulently use the IRS name or logo as a lure to make the communication appear more authentic and enticing. The goal of these… Read More »
Requirements for Obtaining or Renewing your Florida Driver’s License
The requirements to obtain a new or to renew a drivers license in Florida have become stringent. Please make sure that you have all the documents required prior to attempting to either renew or obtain a new Florida Driver’s License. Note that if you renew late, you will have to pay a fine.Your name… Read More »
