Recent Blog Posts
Financial Hardship and Bankruptcy: Don’t use exempt from creditor assets to pay current debts.
Financial hardship can occur at anytime. No matter how secure your financial situation may presently be, you never know what the future may bring. Job security is an oxymoron. Your position may become outdated because of new technology, your position may be outsourced overseas, or the company you work for may suffer its own… Read More »
Modification of Child Support in Florida
If you are paying or receiving child support, then it is important for you to know that if you or the other parent has a substantial change in circumstances, you must file a Supplemental Petition for Modification of Child Support immediately upon the change. This applies to those who are residing in and out… Read More »
Modification of Mortgage in Chapter 13 Bankruptcy
There are many mortgage borrowers struggling to make their monthly loan payments and falling behind in their payments. The Tampa Division of the Florida Middle District Bankruptcy Court has devised a mortgage bailout program formally named a mortgage modification mediation program under Chapter 13 bankruptcy. This program is intended to help borrowers to obtain a modification of their mortgage or… Read More »
IRS TAX TIP 2012-08: Don’t be Scammed by Cyber Criminals
The Internal Revenue Service receives thousands of reports each year from taxpayers who receive suspicious emails, phone calls, faxes or notices claiming to be from the IRS. Many of these scams fraudulently use the IRS name or logo as a lure to make the communication appear more authentic and enticing. The goal of these… Read More »
Requirements for Obtaining or Renewing your Florida Driver’s License
The requirements to obtain a new or to renew a drivers license in Florida have become stringent. Please make sure that you have all the documents required prior to attempting to either renew or obtain a new Florida Driver’s License. Note that if you renew late, you will have to pay a fine.Your name… Read More »
Helping you with your federal taxes AND the IRS
Tax preparation and dealing with the IRS is very important to most Americans. I highly recommend Aaron B. Whitaker, Jr., for tax preparation and especially representation before the IRS. I know him personally and he is very professional, ethical and thorough in all that he does. His expertise is especially in representing clients before the IRS, if… Read More »
What Happens in a Foreclosure
See my website at /CM/Bankruptcy/Chapter-13-Bankruptcy.asp for information on how a chapter 13 bankruptcy can help you avoid foreclosure and catch up on any arrearages. Chapter 7 bankruptcy, unfortunately, does not allow you to do this; however, it will delay the foreclosure through the date of discharge or if the creditor motions to lift the… Read More »
Economics of Growth: More Revenue and Less Non-Revenue Producing Expenses = Profit
The following article was written last year; however, it is applicable now. In my opinion, Jerry Reiss has a brilliant mind and a complete grasp of economics. JERRY REISS, A.S.A. ENROLLED ACTUARY 230 N. Orange Avenue, Ste 1112 Orlando, FL 33801 Phone: 321) 251-8205 Fax: (407) 871-7774 jerryreissasa@aol.com Vol. 10 No. 3 July 21,… Read More »
Student Debt and a Push for Fairness
Student Debt and a Push for Fairness By RON LIEBER Published: June 4, 2010 at http://bankruptcy.lawyers.com/consumer-bankruptcy/Student-Loans-In-Bankruptcy.html If you run up big credit card bills buying a new home theater system and can’t pay it off after a few years, bankruptcy judges can get rid of the debt. They may even erase loans from a… Read More »
Mortgage Loans Discharged In Chapter 7 Bankruptcy
Mortgage loans can be discharged in Chapter 7 bankruptcy proceedings so that homeowners no longer have to worry about paying an expensive loan when their income has dropped. But with a discharge, the owners will not be able to keep their house, as the bank will receive the collateral back as a result of… Read More »
