Recent Blog Posts
IRS TAX TIP 2012-08: Don’t be Scammed by Cyber Criminals
The Internal Revenue Service receives thousands of reports each year from taxpayers who receive suspicious emails, phone calls, faxes or notices claiming to be from the IRS. Many of these scams fraudulently use the IRS name or logo as a lure to make the communication appear more authentic and enticing. The goal of these… Read More »
Requirements for Obtaining or Renewing your Florida Driver’s License
The requirements to obtain a new or to renew a drivers license in Florida have become stringent. Please make sure that you have all the documents required prior to attempting to either renew or obtain a new Florida Driver’s License. Note that if you renew late, you will have to pay a fine.Your name… Read More »
Helping you with your federal taxes AND the IRS
Tax preparation and dealing with the IRS is very important to most Americans. I highly recommend Aaron B. Whitaker, Jr., for tax preparation and especially representation before the IRS. I know him personally and he is very professional, ethical and thorough in all that he does. His expertise is especially in representing clients before the IRS, if… Read More »
What Happens in a Foreclosure
See my website at /CM/Bankruptcy/Chapter-13-Bankruptcy.asp for information on how a chapter 13 bankruptcy can help you avoid foreclosure and catch up on any arrearages. Chapter 7 bankruptcy, unfortunately, does not allow you to do this; however, it will delay the foreclosure through the date of discharge or if the creditor motions to lift the… Read More »
Economics of Growth: More Revenue and Less Non-Revenue Producing Expenses = Profit
The following article was written last year; however, it is applicable now. In my opinion, Jerry Reiss has a brilliant mind and a complete grasp of economics. JERRY REISS, A.S.A. ENROLLED ACTUARY 230 N. Orange Avenue, Ste 1112 Orlando, FL 33801 Phone: 321) 251-8205 Fax: (407) 871-7774 jerryreissasa@aol.com Vol. 10 No. 3 July 21,… Read More »
Student Debt and a Push for Fairness
Student Debt and a Push for Fairness By RON LIEBER Published: June 4, 2010 at http://bankruptcy.lawyers.com/consumer-bankruptcy/Student-Loans-In-Bankruptcy.html If you run up big credit card bills buying a new home theater system and can’t pay it off after a few years, bankruptcy judges can get rid of the debt. They may even erase loans from a… Read More »
Mortgage Loans Discharged In Chapter 7 Bankruptcy
Mortgage loans can be discharged in Chapter 7 bankruptcy proceedings so that homeowners no longer have to worry about paying an expensive loan when their income has dropped. But with a discharge, the owners will not be able to keep their house, as the bank will receive the collateral back as a result of… Read More »
Are people who file for bankruptcy “using the system”?
As a bankruptcy attorney, I was asked by a criminal law attorney whether I thought people were acquiring debt with the intention of discharging it in bankruptcy. I assured this attorney that this was NOT the case. The overwhelming majority of clients we have had and have are devastated by having to file for… Read More »
Beware of Foreclosure Rescue Scams. Help is Free!
There is never a fee to get assistance or information about the Making Home Affordable program from your lender or a HUD-approved housing counselor. For a HUD-approved counselor, visit: http://www.hud.gov/offices/hsq/sfh/hcc/fc Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent… Read More »
Reasons to Delay or Speed Up Your Bankruptcy Filing
There are many factors to consider when deciding when you should file for bankruptcy. Here are a few common reasons for delaying or speeding up a bankruptcy filing. Reasons to Delay a Bankruptcy Filing Your income recently decreased. One good reason to delay a filing is if your income over the last six months… Read More »